We specialize in financing for real estate investors, including:
✔ Fix & Flip Loans – Short-term financing for purchasing, renovating, and selling properties.
✔ Bridge Loans – Fast, flexible funding for time-sensitive deals.
✔ DSCR Loans – Rental property loans based on cash flow, not personal income.
✔ New Construction Loans – Funding for ground-up development projects.
✔ Multifamily & Commercial Loans – Financing for apartment buildings and commercial properties.

Our loans are designed for experienced investors who meet the following criteria:

• Minimum credit score: Typically 680+
• Down payment: Usually 20% – 25% (varies by loan type)
• Experience: At least 4 completed flips or rental properties in the past 5 years (for certain loans)
• Property types: Single-family, multi-family, commercial, and short-term rentals

Loan amounts range from $100,000 to $5 million, depending on the property value, rehab costs, and borrower qualifications.

Fix & flip loans usually have terms between 6 to 18 months, with no prepayment penalties if you repay early.

Yes! Our fix & flip loans include funding for both the property purchase and renovation costs, so you can complete your project without additional out-of-pocket expenses.

A bridge loan is short-term financing that helps you secure a property quickly while arranging long-term financing or completing renovations. It’s ideal for time-sensitive investments.

We offer fast approvals and funding in as little as 7-10 days, depending on the complexity of the deal.

Our bridge loans feature true deferred payments, meaning you don’t have to make payments until the loan is repaid.

A Debt Service Coverage Ratio (DSCR) loan allows rental property investors to qualify based on the property’s cash flow, rather than personal income or tax returns.

Most lenders require a DSCR of 1.0 or higher, meaning the rental income covers at least the loan payments.

To qualify for a DSCR loan, you’ll typically need:

• Minimum credit score: 680+
• Down payment: 20% – 25%
• Rental property: Must be income-producing (single-family, multi-family, or short-term rentals)
• Cash reserves: 3-6 months of reserves may be required

Yes! DSCR loans can be used for long-term and short-term rental properties, as long as the property meets rental income requirements.

Applying is simple! You can submit an application online or speak with one of our loan specialists to discuss your financing needs.

• Pre-approval: Within 24-48 hours
• Full loan approval & funding: As fast as 7-14 days, depending on the loan type

• Yes, but we perform a soft credit check for pre-qualification, which does not affect your credit score. A full credit check is only required during final approval.

✔ 100% Financing Available – Fund your entire project with $0 down (for qualified borrowers).
✔ Fast Approvals & Closings – Get funding in as little as 7 days.
✔ True Deferred Payments – No payments until the loan is repaid.
✔ No Income Verification (DSCR Loans) – Qualify based on rental income, not tax returns.
✔ Flexible Loan Options – Fix & Flip, Bridge, DSCR, and more.